Ernest Soto

• April showers happen—are you covered? 🌧️🚗 Spring rain can mean slick roads and more fender benders. Now’s a good time to review your auto policy: collision, comprehensive, rental coverage, and roadside assistance. Want me to take a quick look and see if you’re missing anything? Stop by or give me a call today! 📞😊

• As we celebrate Earth Day, ask us how you can do your part and go paperless. We also want to make sure your world is protected.🌎 Meet with us in person or virtually to make sure your dreams become a reality!

• Spring cleaning your insurance 🧽📄 You declutter closets in April—why not declutter coverage too? If you’ve paid off a loan, changed vehicles, added a teen driver, or started commuting more (or less), your policy may need an update. Small changes can make a big difference. Stop by or give me a call and let’s check it out! 📞😊

• Hail season check-in 🌩️🏠 April can bring sudden hailstorms. Do you know if your home policy covers roof damage, siding, and gutters? If you have a higher wind/hail deductible, it’s worth understanding it now—before a storm hits. Give me a call today and let’s make sure you have the right coverage in place! 📞😊

• Fire safety + warmer weather🔥🌷As we open windows and start using grills again, fire risks shift. A quick reminder: check smoke/CO detectors, replace batteries, and review your dwelling and personal property limits. If you’ve remodeled or upgraded, your coverage may need to catch up. Stop in or call us today and let me answer your questions!📞

• “I’m just taking a quick trip” season 🚙🧳Spring weekends are made for day trips. Make sure you’re comfortable with your liability limits and uninsured/underinsured motorist coverage—because you can drive perfectly and still get hit by someone who isn’t properly insured. Give me a call today and let’s make sure you have the right coverage in place! 📞😊

• New gear for spring? Make sure it’s protected 🏡🛠️Lawn equipment, e-bikes, new patio sets—April is when people buy stuff. Homeowners policies often cover personal property, but there can be limits on certain categories. If you’ve made big purchases, let’s see what protection you actually have. Give me a call today and let’s make sure you have the right coverage in place! 📞😊

• Life insurance isn’t just for “later” 💛🌱 Spring is a fresh start—and a good time to make sure your family is protected.❤️ If something happened to you, would bills, childcare, or house loan be covered? A simple term policy can be an affordable way to create a safety net. Stop in, text or call us today. Let us help protect the ones you love!

• Teen drivers + prom season 🕺🚗 If you have a new driver in the house, April often means more driving: school events, practices, and the prom. Let’s review your auto policy together—adding a teen isn’t just about price, it’s about making sure coverage is right. Call me and ask me about State Farm’s largest auto discount, Drive Safe and Save!

• Home inventory in 10 minutes 📱🏠Here’s a quick April challenge: walk through your home and record a video of each room—open drawers, closets, and cabinets. If you ever have a fire or major loss, that inventory can make claims so much easier. Give me a call today and let’s make sure you have the right coverage in place!

• Quick insurance Q&A: What do you want explained? ❓📩 Deductibles? Comprehensive vs collision? Replacement cost vs actual cash value? Term vs permanent life? Call my office and we will be ready for your question!

My name is Ernest Soto and I am the proud owner of the State Farm Agency located at 129 Woodstock Ave. in Rutland, VT. Our office serves all of Vermont and I like to think of us as the premier insurance agency in Rutland. I earned the privilege of being a State Farm Agent in October 1998. A State Farm Agency is not a business you can buy. Rather, it is a business that has to be earned and requires a passion for helping others. I joined State Farm in 1992 and worked in the claims department through 1998. In October 2026, I will celebrate my 28th anniversary as an agent. I have been married to my wonderful wife Michele for 39years and we have one child.

We serve our neighbors in Rutland, Windsor, Bennington, Addison counties and all of Vermont. We can provide for all of your personal insurance and business insurance needs.

Our customers enjoy the flexibility of working with our insurance agency because we make insurance quotes and service easy and convenient. Great service includes getting to know you and we will! We focus on putting together insurance plans that fit your needs and we help you understand your insurance policies. We offer free auto, motorcycle and snowmobile quotes. State Farm offers low mileage and safe driver discounts. Customers love the Drive Safe and Save discount. State Farm's offers homeowners, renters, condo and rental property insurance. We also offer free life insurance quotes to help protect those that count on you. As a small business owner, I understand the needs of a small business and we can help provide protection for many types of businesses and contractors.

If you prefer working with local folks and want all the benefits of a large, national company with 24 hour access by phone, the web or a smartphone app, texting and video conferencing then look no further. We are for you! These days we prefer scheduled appointments in order to maintain social distancing within our office.